Witnessed personal finance

Vouch

An AI-integrated ledger for witnessed transactions, peer loans and committees with forecasting.

Vouch is an AI-integrated personal-finance ledger for the way money actually moves between people — witnessed transactions, peer loans and rotating savings committees — with forecasting that tells you what's coming.

Money between people, finally organised

  • Witnessed transactions — record who paid whom, with an optional witness, so there's a shared source of truth.
  • Loans & repayments — track what you lent and owe, with schedules and gentle reminders.
  • Committees (ROSCAs) — run rotating savings groups with payout order, contributions and status at a glance.
  • AI forecasting — see your projected balance and upcoming obligations before they surprise you.

Vouch is currently in beta. Reach out for early access.

Witnessed transactions

A shared, agreed record of who paid whom — with optional witnesses.

Loans & ledgers

Track money lent and borrowed with schedules and reminders.

Committees

Run rotating savings groups with clear payout order and status.

AI forecasting

Project balances and upcoming obligations from your activity.

FAQ

Is Vouch available now?+

Vouch is in private beta. Contact us for early access and we'll onboard you.

Is my financial data private?+

Yes — your ledger is yours. We don't sell data, and AI features run through our own self-hosted AI Platform.

Want early access to Vouch?

Tell us how you manage money with friends, family or your committee — we'll get you into the beta.